AATMEEYA - DISCLOSURES & DISCLAIMER

Aatmeeya is an AMFI Registered Mutual Fund Distributor, bearing ARN-290461.

AATMEEYA REGISTRATION DETAILS

Aatmeeya

AMFI Registered Mutual Fund Distributor

ARN: 290461

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS. READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Aatmeeya is engaged in the distribution of mutual fund products of various Asset Management Companies. We are not a SEBI-registered Investment Adviser and the information made available through this website should not be construed as investment advice, research or a recommendation to buy, sell or hold any security or investment product.

1. General Disclaimer

The information, content, articles, educational material, illustrations, calculators, market commentary and other material available on this website are provided for general informational and educational purposes only.

Nothing contained on this website constitutes or should be construed as:

Investment decisions should be made by investors based on their own financial circumstances, investment objectives, risk appetite and other relevant considerations. Where appropriate, investors are encouraged to consult a qualified professional or a SEBI-registered Investment Adviser for personalised investment advice.

2. Mutual Fund Risk Disclosure

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS. READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

The value of investments in mutual fund schemes may go up or down depending on market conditions and other factors.

Past performance is not indicative of future performance. There is no assurance or guarantee that the investment objective of any mutual fund scheme will be achieved.

Investors should carefully read the relevant Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), addenda and other scheme-related documents before making an investment decision.

3. Aatmeeya's Role as a Mutual Fund Distributor

Aatmeeya acts as a distributor of mutual fund schemes and facilitates investments in mutual fund products offered by various Asset Management Companies.

Aatmeeya does not manage the assets of investors and does not control the investment decisions or portfolio management of any mutual fund scheme.

The final decision to invest, continue, redeem, switch or otherwise transact in any mutual fund scheme rests solely with the investor.

4. Commission Disclosure

Aatmeeya may receive commission from Asset Management Companies for distributing mutual fund schemes, as permitted under the applicable regulatory framework.

Such commissions may vary depending on the mutual fund scheme, plan, category, applicable regulations and other factors.

Regular Plans involve payment of commission to Mutual Fund Distributors.

Where a mutual fund scheme is being recommended or discussed, applicable commission disclosures relating to competing schemes shall be made available to the investor in accordance with applicable SEBI/AMFI requirements.

SEBI's current Master Circular requires distributors to disclose commissions payable to them, including trail commission or other forms of commission, for competing schemes from different mutual funds amongst which a scheme is being recommended. (Securities and Exchange Board of India)

Industry-wide commission disclosures are also published by AMFI. (AMFI India)

5. Regular Plans and Direct Plans

Mutual fund schemes may be available under both Direct and Regular Plans, where applicable.

Aatmeeya distributes Regular Plans of mutual fund schemes and may receive commission from the respective Asset Management Companies for such distribution.

Regular Plans generally have a higher expense ratio than the corresponding Direct Plans because of distribution expenses, including distributor commissions.

Investors should understand the differences between Direct and Regular Plans and consider which option is appropriate for their circumstances.

6. No Guarantee of Returns

Aatmeeya does not guarantee, assure or promise any specific return, income, appreciation or outcome from any investment.

Any illustration, calculation, projection, historical return, CAGR, SIP illustration or other numerical example appearing on this website is for illustrative or educational purposes only and should not be interpreted as a promise or indication of future returns.

Market-linked investments may generate positive or negative returns.

7. Information and Illustrations

While Aatmeeya makes reasonable efforts to ensure that information published on this website is accurate and up to date, information relating to markets, schemes, NAVs, returns, taxation, regulations and other matters may change from time to time.

Information sourced from third parties, including Asset Management Companies, AMFI, SEBI, market-data providers and other publicly available sources, may be subject to change or correction.

Aatmeeya does not warrant that all information available on the website will always be complete, accurate, current or error-free.

Investors should refer to the latest official scheme documents and regulatory disclosures before making investment decisions.

8. Past Performance

Any reference to historical performance, returns, CAGR, NAV or investment outcomes is provided solely for informational or illustrative purposes.

Past performance is not indicative of future returns.

Historical performance should not be interpreted as an indication, assurance or guarantee of future performance.

9. Market Data and Third-Party Information

The website may contain information, data, links, articles or references obtained from third-party sources.

Aatmeeya does not independently guarantee the accuracy, completeness or timeliness of information originating from third parties.

Where third-party websites or resources are linked to from this website, users should review the applicable terms, privacy policies and disclaimers of those third parties.

Aatmeeya does not necessarily endorse or guarantee the content, products or services available through third-party websites.

10. Investment Decision

The ownership and responsibility for an investment decision rests with the investor.

Investors should evaluate their own investment objectives, financial situation, investment horizon and risk tolerance before investing.

Aatmeeya shall not be responsible for investment losses arising from market movements or from an investor's decision to invest, redeem, switch or otherwise transact in a mutual fund scheme, except to the extent of any liability that cannot lawfully be excluded under applicable law.

11. Website and Content

The content on this website is intended for general information and educational purposes.

The website may be updated, modified or discontinued from time to time without prior notice.

Aatmeeya does not warrant that access to the website will always be uninterrupted, secure or error-free.

Users are responsible for ensuring that their use of the website and the information contained therein complies with applicable laws and regulations.

12. Social Media and Digital Communication

Aatmeeya may maintain official profiles on social-media and other digital platforms.

Information published through Aatmeeya's official digital channels is intended for general information and educational purposes and should not, by itself, be construed as personalised investment advice or a guarantee of investment performance.

Users should not share sensitive personal or financial information, including PAN, bank-account details, passwords, OTPs or other confidential information through public social-media comments or messages.

Aatmeeya will not ask investors to disclose passwords, OTPs or other confidential authentication information through social-media channels.

SEBI requires regulated entities and their agents, including MFDs, to disclose their registered name and registration number on relevant social-media profiles and securities-market-related content. (Securities and Exchange Board of India)

Aatmeeya should therefore ensure that its official social-media profiles and applicable securities-market-related videos/content carry the required registered identity and registration details.

13. Links to Other Websites

This website may contain links to websites operated by Asset Management Companies, AMFI, SEBI, financial institutions or other third parties.

Such links are provided for convenience and informational purposes.

Aatmeeya does not control and is not responsible for the availability, content, accuracy, privacy practices or security of third-party websites.

Users should review the relevant terms, privacy policies and disclaimers before using any third-party website.

14. Intellectual Property

Unless otherwise stated, the content, text, graphics, logos, images, videos, designs and other material appearing on this website are owned by or licensed to Aatmeeya and may not be reproduced, modified, distributed or commercially exploited without prior written permission, except where permitted under applicable law.

Third-party trademarks, logos and intellectual property appearing on the website belong to their respective owners.

15. Privacy and Personal Information

Any personal information submitted through this website will be handled in accordance with Aatmeeya's Privacy Policy and applicable laws.

Investors should exercise caution when sharing sensitive personal, financial or identification information online.

Aatmeeya will not request passwords, OTPs or other confidential authentication credentials through this website or through social-media channels.

16. Investor Grievance Redressal

For any query, service request or grievance relating to services provided by Aatmeeya, investors may contact us through the details provided on the Contact Us page.

If a grievance is not resolved satisfactorily through the applicable grievance-redressal process, investors may approach the appropriate regulatory or dispute-resolution mechanisms available under the applicable SEBI/AMFI framework.

17. Amendments to this Disclaimer

Aatmeeya may modify, update or amend this Disclaimer from time to time to reflect changes in applicable laws, regulations, regulatory requirements, business practices or services.

The latest version published on this website shall apply to the use of the website from the date of its publication.

18. Commission Disclosure

We receive commission from Asset Management Companies for investments made under our ARN. The commission receivable is subject to and as per the guidelines laid down by SEBI and the Asset Management Companies. The commissions payable to us for the different schemes of various mutual funds, as required to be disclosed under clause 4(d) of the SEBI Circular No. SEBI/IMD/CIR No. 4/168230 dated June 30, 2009 is provided hereinbelow

Fund Category
Trail commission per annum
Equity Oriented Schemes (Includes Arbitrage Funds, ELSS Funds, Index Funds, Thematic Funds, all Equity Funds and Equity oriented Hybrid Funds)
0.15% to 1.45%
Debt Oriented Schemes (all debt schemes including Overnight, Liquid Funds)
0.05% to 1.00%
Gold ETF Funds
0.20% to 1.45%
International Funds (Index, Fund of Funds)
0.40% - 1.00%

The commission rates mentioned are pre-GST. 18% GST deducted from it. The quarterly Common Account Statement (CAS) that you receive from CAMS/K-Fintech contains the details of the commission paid to us.

19. AMC Registration Details

Sl No
AMC Name
Registered No
1
Kotak Mutual Fund
MF/038/98/1
2
HDFC Mutual Fund
MF/044/00/6
3
JM Financial Mutual Fund
MF/015/94/8
4
Axis Mutual Fund
MF/061/09/02
5
Aditya Birla Sun Life Mutual Fund
MF/020/94/8
6
Bajaj Finserv Mutual Fund
MF/078/23/04
7
Bandhan Mutual Fund
MF/042/003
8
Bank Of India Mutual Fund
MF/056/08/01
9
Canara Robeco Mutual Fund
MF/004/93/4
10
DSP Mutual Fund
MF/036/97/7
11
Edelweiss Mutual Fund
MF/057/08/02
12
Franklin Templeton MF
MF/026/96/8
13
ICICI Prudential Mutual Fund
MF/003/93/6
14
Invesco Mutual Fund
MF/052/06/01
15
Mirae Asset Mutual Fund
MF/055/07/03
16
Motilal Oswal Mutual Fund
MF/063/09/04
17
Nippon India Mutual Fund
MF/022/95/1
18
SBI Mutual Fund
MF/009/93/3
19
Sundaram Mutual Fund
MF/034/97/2
20
TATA Mutual Fund
MF/023/95/9
21
UTI Mutual Fund
MF/048/03/01